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How much can a self-employed unemployed person charge? Benefit for cessation of activity

formyjob by formyjob
April 20, 2021
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Self-employed workers forced to close their business have the right to collect unemployment benefits for self-employed workers, which is called cessation of activity, with a series of requirements.

The cessation of activity is 70% of the regulatory base that appears in the quota of the last 12 months paid to Social Security as self-employed. It is a protection measure for self-employed workers who must close their businesses due to lack of income.

To access the collection of unemployment benefit for the self-employed, a series of conditions must be met. The first of all, to be registered in the RETA and up to date in the payment of fees.

When it comes to knowing everything related to unemployment benefit for self-employed workers this year 2021, it is advisable to consult this complete informative guide.

How much is charged for autonomous cessation of activity 2021?


70% of the regulatory base must be applied to the monthly payment of the last 12 months of contributions. The administration has perfectly regulated this amount and will only change the amount in the event that there are family or disabled responsibilities in charge.

All these conditions are linked to the IPREM, which varies from year to year, as well as to the complementary income (income) that you may have from other sources. Regarding the Public Indicator of Multiple Effects Income, as a maximum, the self-employed person will receive 175%, except when they have a dependent family.

In these cases of economically dependent minors or people with some type of disability, the payroll rises to 200% or even 225% of the IPREM depending on the number of members of the family unit.

The minimum changes according to the record in the Family Book, a mandatory document when requesting this aid that will prove the existence of family responsibilities.

When is a self-employed person entitled to unemployment?
Self-employed workers may collect the cessation of activity as long as they are registered in the Special Regime for Self-Employed Workers, the RETA, and have up-to-date payment of all Social Security contributions.

But in order to receive the cessation of activity, it is necessary to prove a situation so complicated that it makes it impossible to continue with the business.

The reasons must be presented to the administration, SEPE or Social Security. A self-employed person has to legally justify a 50% loss in business, and must also be registered as a job seeker. Signing up for the strike is a very simple procedure, submit the papers in which the cessation of activity is accredited.

Keeping your fees up to date is very important. If the INSS detects that one is missing, the first thing it will ask is that the pending money be entered and it will block the request for collection of cessation of activity until the error is corrected.

Registration with Social Security must be at least one year before requesting unemployment benefit for the self-employed, as well as not having reached the minimum ordinary retirement age, which in 2021 is 66 years.

Where to request the cessation of activity for self-employed workers


The self-employed who have had to interrupt their activity must go to one of these administrations to process the request for unemployment.

To the Public State Employment Service. Only for those cases in which the SEPE processed the cause or reasons that put an end to the business. For example, those that have been affected by restrictions and economic problems derived from the economic crisis of Covid19. It is mandatory to go by appointment to the offices to be attended by an official.
To the mutual that collaborates with Social Security and with which it has the contingency due to cessation of activity.
To the Social Institute of the Navy, for the workers of the sea.
It is essential to note in the calendar that the application may be submitted until the last day of the month following the official notification of the cessation of activity.

Mandatory documentation to request the cessation of activity
At the same time that the application is presented, the self-employed affected by the cessation of activity will have to present the following updated and duly completed documentation:

Request for the benefit due to cessation of activity. It can be downloaded through the Electronic Headquarters of the Social Security. It is a model with gaps to fill in with the plaintiff’s personal data.
Documentation issued by the competent administration in which it is clear that the reason for which the cessation of activity is requested is valid.

The DNI or NIE.

Family Book in which the family responsibilities appear or a valid document if the citizen is a foreigner.
Certificate of disability if he has it.
A judicial resolution that the self-employed person needs to adhere to the regulations on cessation of activity.
Final judgment of divorce or separation.
Documentation provided to justify that dependent children do not (or do) generate income.
With the coronavirus crisis, the situation of thousands of self-employed workers in the country is suffering significant drops in income. Therefore, accurate coverage and information on the latest news is necessary.

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