The self-employed worker’s sick leave may be due to a common illness or due to a work accident. Social Security pays a different amount depending on the case.
The self-employed have the right to collect sick leave, just like employed workers. The amount to be paid in this period of less productivity changes depending on the Social Security contribution contemplated in the General Regime for Self-Employed Workers.
It also has to do with the money to be paid, the type of leave and the duration, depending on the severity of the self-employed person’s illness. The problem that these entrepreneurs find is that, on many occasions, they cannot make an employment contract for a substitute because it is not profitable for them.
How much does a freelancer charge when he is on leave?
The loss of a self-employed worker is between 60 and 75% of the regulatory base. This can be seen in the withholdings of the payroll that appears contemplated in the RETA plan, to which all self-employed must sign up.
The payroll paid by Social Security will change depending on the type of leave (if it is due to common illness or work accident) as well as the days of duration of this period of inactivity.
It must be borne in mind that the self-employed’s regulatory base is the contribution he had in the month prior to the discharge, divided by 30.
Common illness or non-occupational accident
If the self-employed worker has approved a common sickness leave, what the INSS does is pay 60% from the fourth day of the start of the leave. This amount will be kept until the 21st day after the accident. As of the 22nd, this financial aid is higher, reaching 75%.
Work-related accident or illness
In this case, the leave is as a result of an accident at work. The payroll is 75% of the regulatory base of the previous month. It is essential to have the payment of the fees for professional contingencies up to date.
But during the period that the sick leave lasts, the self-employed person has the obligation to pay the quota.
Requirements to collect sick leave
For a self-employed worker to be able to collect their sick leave benefit, it is necessary to be registered with the RETA, be up to date in the payment of Social Security contributions, and have contributed a minimum of 180 days in the last 5 years .
When it is due to a work-related accident, it is not necessary to meet the requirements. No one can foresee accidents in the workplace. Therefore, the collection is from the first day the event is notified.
When are sick leave collected?
Social Security pays on the last day of the month, if it is a business day, but if it is a holiday the money will arrive the next business day. Some banks advance the payment of this sick leave benefit.
The INSS always makes sure that payments arrive in a timely manner, so as not to leave these entrepreneurs stranded. If there is any kind of problem with this, it is advisable to go to the Social Security offices by appointment.
A worker will take note of the situation and the beneficiary will be able to consult the status of the aid, as well as the day of payment.
How much is low charge for Covid?
A self-employed person charges 75% of the contribution base, as it is considered an occupational disease. The days for the entry of the money begin to count from the moment the self-employed person notifies the public administration of the withdrawal.
This new disease, the coronavirus, arrived in Spain in 2020 causing an unprecedented health and economic crisis, it is attacking entrepreneurs in a special way. For them, in addition to coverage, the Government approves the new aid for the self-employed for cessation of activit